Life Insurance

Basic Life Insurance

Provided at no cost but company- paid premiums are considered to be taxable income.

Optional Life Insurance

Employee contributions required – evidence of insurability may be required.

Optional Dependent Life Insurance

Employee contributions required – evidence of insurability may be required.

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AD&D Insurance

Basic Accidental DEATH & DISMEMBERMENT INSURANCE (AD&D)

Provided at no cost but taxable in to employees.

OPTIONAL ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE (AD&D)

Employee contributions required

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 Business Travel Accident Insurance

Business Travel Accident Insurance (payable if traveling on company business) – provided at no cost